Selling a Los Angeles County Home When Foreclosure Is a Concern

If you have missed mortgage payments or received a notice of default or sale, act quickly and verify every deadline. A real estate sale may be one option, but it is not the only option and cannot be promised to stop a foreclosure. Contact your loan servicer, a qualified California attorney, and a HUD-approved housing counselor to review your specific rights and alternatives.

Options to Discuss With Qualified Professionals

• Reinstatement, repayment plan, forbearance, or loan modification
• Refinancing, if you qualify and timing permits
• Listing the property before a scheduled sale date
• A short sale, subject to lender approval
• Bankruptcy advice from a qualified attorney
• Other loss-mitigation or housing-counseling resources

How Eddy Can Help on the Real Estate Side

Eddy Caballero can prepare a current market analysis, estimate likely listing costs and net proceeds, discuss a realistic sale timeline, and compare an open-market listing with any appropriate written as-is or cash option. If a sale is being considered, title, liens, payoff amounts, property condition, access, and the scheduled foreclosure timeline must be reviewed promptly.

Protect Yourself From Pressure and Scams

• Do not transfer title or pay an upfront fee based only on a promise to “save” the home.
• Confirm licenses, buyer identity, proof of funds, escrow, and every written term.
• Do not ignore lender, trustee, court, or attorney correspondence.
• Get independent legal or tax advice when needed.

This page provides general real estate information and is not legal, tax, bankruptcy, or foreclosure advice. Deadlines and remedies depend on the facts and current law.

Request a Time-Sensitive Property Review

Include your property address and tell Eddy if a notice or sale date is involved. For legal deadlines, contact qualified counsel immediately.